This site is a beta. Nothing is deployed to a network and no figure here is a real balance.

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POTUSFI
Launch App
The onchain neobank · Robinhood Chain

Hold dollars, spend on a card, and borrow against tokenized stock you never sell. Real-time liquidity backed by premium collateral.

Launch appExplore Credit

Not deployed yet. Live figures are read from mainnet; account figures are illustrative.

Onchain reserves

The collateral, right now

Live Chainlink price and tokenized supply for each collateral asset on Robinhood Chain.

Mark price, tokenized supply and total value for each collateral asset.
AssetMark priceTokens issuedTotal value locked
SPYSPDR S&P 500 ETF Trust$771.1918,585$14.33M
AAPLApple Inc.$328.8014,754$4.85M
MSFTMicrosoft Corp.$508.673,956$2.01M
AMZNAmazon.com Inc.$259.037,482$1.94M
NVDANVIDIA Corp.$230.2862,377$14.36M
TSLATesla Inc.$369.778,877$3.28M

Read from Robinhood Chain mainnet at page build. POTUSFI is not deployed — no collateral has been pledged against any of it yet.

See every market
Built on Robinhood Chain mainnet (chain ID 4663)
  • Robinhood Stock Tokens
  • Chainlink price feeds
  • USDG settlement
  • Uniswap v2 · v3 · v4 interoperable
  • ETH gas abstraction
The problem

Your wealth shouldn't have to be sold to become useful.

The usual way

The upside goes on without you. You trigger tax events and lose exposure to tomorrow's growth just to cover today's bills.

  1. Stocks
  2. Sell
  3. Cash
  4. Spend
Retain assets

With POTUS

Only the liquidity moves. Your equity portfolio remains intact, continuing to capture dividends and market upside.

  1. Stocks
  2. Collateral
  3. Credit
  4. Spend
How it works

One loop: stock in, credit out, spend, repay, repeat.

  1. Deposit

    Pledge tokenized stock to the collateral treasury. Nothing is sold.

  2. Borrow

    Draw on-demand USDG against your safe borrowing limit.

  3. Spend

    Swipe the POTUS Card anywhere Visa/Mastercard is accepted.

  4. Repay

    Repay on your own schedule. The credit line refills instantly.

POTUS Credit

Borrow up to 97% against your portfolio.

Draw what you need

Draw what you need in USDG. Repay on your schedule. The line refills with no maturity date, no re-application fees, and zero bureaucracy.

Explore Credit

An illustrative account. No position exists — nothing is deployed.

Portfolio value
$250,420
Credit limit
$240,304
Borrowed
$32,500
Available
$207,804
Utilization limit13.5%
The bank

The rest of the bank.

Security & risk

97% only works if liquidation does. We measured whether it does.

Per $100 of collateral.

Collateral
$100.00
Max borrow LTV
$97.00
Liquidation point
$98.00
After feed drift
$98.49
Insolvency limit
$100.00

Note: $1.51 (not $2) is what a liquidator incentive has to be paid out of.

  • Permissionless liquidation

    No whitelist, no privileged keeper.

  • Partial seizure

    A small breach costs a small amount.

  • A tiered ladder

    97% is a ceiling only the deepest collateral earns.

  • Reserve + timelock

    Losses are covered; dangerous changes wait.

Disclaimer: 97% is not universally safe and POTUSFI does not claim it is. Only highly liquid indices earn maximal borrow tiers.

Security & risk in full
Roadmap

From first credit line to full neobank.

Phase 1 is built and tested. Nothing is deployed or audited.

  1. Phase 1Here now

    MVP

    Prove the loop: deposit, borrow, hold USDG.

  2. Phase 2

    Governance

    Hand the levers to the seat holders.

  3. Phase 3

    Card

    Turn USDG into a spending currency.

  4. Phase 4

    Account

    Prove that users want stock-backed credit.

  5. Phase 5

    Expansion

    Scale collateral, liquidity and credit.

Your portfolio is already working. Bank on it.

Walk the whole account experience today. Nothing is deployed or audited yet.

Launch app