Own a piece of the monetary system.
Borrow rates, collateral factors, supply caps, reserves and treasury allocation are all set by governance. Because those levers are real, membership is finite — 20,500 GOV NFTs — and transfers run through a protocol auction rather than the open market.

Governance is specified, not shipped. The contracts behind it are skeletons with no implementation, nothing is deployed or audited, and figures marked illustrative are examples from the specification rather than committed parameters. Spec: README Sections 29-39, 65-67.
How it works
Hold a GOV NFT
One of 20,500 memberships. Not collateral, not a payment token.
Propose and vote
Proposals move through a voting delay, a voting period and a quorum check.
A timelock delays execution
Passed proposals queue before taking effect, so users can react before a privileged change lands.
Parameters update
Execution reaches the protocol — for example moving the kink of the USDG rate curve.
What you get
Non-transferable by default
Direct ERC-721 transfers are disabled; ownership changes run through the POTUS auction instead.
A governance marketplace
Because membership can only move through the auction, price discovery and the protocol fee both happen in one place.
Risk-tiered
Routine fee changes, rate changes and moving the pool's reserves do not carry the same quorum or delay.
A guardian that can only pause
Emergency powers can halt borrowing, but cannot move the pool's money, drain treasury or change ownership.
Specification
| Parameter | Specification details |
|---|---|
| Supply | 20,500 GOV NFTsThe hard-capped count of cryptographic membership tokens. |
| Public sale | 0.05 ETH per seat, capped per walletStarting values. Governance sets the allocation and the per-wallet cap; proceeds go to the treasury. |
| Architecture | GOV NFT → Governor → Timelock → protocol contractsThe flow of execution enforcement inside the smart contracts. |
| Marketplace fee (illustrative) | 10% to treasuryFrom README section 32. The rate should be validated against market behaviour before launch. |
| Guardian cannot | Withdraw pool reserves · withdraw treasury · change governance or ownershipStructural safeguards baked into the protocol specification. |
Related
POTUS Credit
Borrow up to 97% against your portfolio, without selling it.
Explore CreditPOTUS Card
Spend against your portfolio.
Explore Card
Your portfolio is already working. Make it usable.
Walk the whole Governance specification and account flow today. The app runs on illustrative data — no live contracts, no real balances.