Spend your portfolio without selling it.
The card is where the whole system becomes ordinary. Rent, groceries, flights — funded by a credit draw against assets you still own. Without it, borrowing ends at a DEX; with it, the user never has to understand DeFi at all.
POTUS Card is specified, not shipped. The contracts behind it are skeletons with no implementation, nothing is deployed or audited, and figures marked illustrative are examples from the specification rather than committed parameters. Spec: README Sections 20-22, 52.
How it works
Pick a mode
Debit spends the USDG in your wallet. Credit spends against your collateral-backed line.
Swipe
The transaction authorises like any other card payment.
Auto-draw
In credit mode the spend becomes a draw against your existing line — your portfolio does not move.
Repay
Pay down the balance when it suits you; available credit recovers as you do.
What you get
Two modes
Debit for USDG you hold directly, credit for USDG you can draw against tokenized stock.
Your position stays intact
Spending draws credit rather than selling shares, so market exposure, upside and the dividend multiplier are all untouched.
No DeFi knowledge needed
The card is the distribution mechanism that makes the protocol usable by people who never touch a DEX.
Real-world acceptance
Settlement runs through regulated payment partners rather than being simulated onchain.
Specification
| Parameter | Specification details |
|---|---|
| Modes | USDG debit · POTUS creditSwitching between spending stablecoin you already hold and drawing against the collateral-backed line. |
| Settlement currency | USDG (onchain stablecoin)Debit spends and credit draws both settle in USDG on Robinhood Chain. POTUSFI issues no stablecoin of its own. |
| Regulated dependencies | Card issuer, BIN sponsor, payment network, merchant acquiringA separate regulated integration layer — a smart contract cannot itself operate a card network. |
| Availability | Subject to jurisdiction and eligibilityRobinhood Stock Tokens carry geographic and eligibility restrictions; access cannot be assumed everywhere. |
Related
POTUS Credit
Borrow up to 97% against your portfolio, without selling it.
Explore CreditGovernance
A financial system governed onchain.
Explore Governance
Your portfolio is already working. Make it usable.
Walk the whole POTUS Card specification and account flow today. The app runs on illustrative data — no live contracts, no real balances.